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Tuesday, March 11, 2008

Revealed, You Need a US Bank Account to Make Money Online!

Yes, it has been revealed, that you need a US Bank account to make and retain money online. No matter where you live, if you are going to make any amount of money online and be able to retain or save same, you need to have a US bank account.

We all have Bank accounts in our respective home countries or residences. No problem with that - it is easy to get. We need this to run our lives, do our day to day activities off-line and so on. It is no big deal or a problem. So it is until I got online to make money two years ago.

When you get online and try to make money, then you realize that the rule of the game will change for you. Suddenly you will realize that you need a US Bank account with a Bank over there in the US. Why? Because 80%-90% of the Internet businesses is controlled by people in US / Canada. That is the way it is for now and in the foreseeable future. And I doubt if the equation is ever going to change at all.

When you want to make money online, in most cases the buyer will be a US native who is either using PayPal or a Credit card to pay for things online. You have got to hook up with PayPal by opening an account with them to receive your payments from other PayPal users. But PayPal only allows people from about 50 countries of the world to use her services. In other words, you can not open an account with them if you are not from these 48-50 countries. Then you realize you are stuck.

What is the alternative if this is your situation? Get a Merchant account or a third party payment processor to take credit and debit cards payments for you. From our earlier equation, 80%-90% of the time, the guys will be in the US. When it is time for the card company to transfer your money to you less their charges, you are going to receive a check which might take 2-4 weeks to get to you, depending on your location. You get the check, assuming you are lucky it did not get lost in transit, and deposit the same with your Bank in your home country. Your bank sends the check for collection in US - another 2-4 weeks. In US, your funds get cleared in 2-3 business days. Then you get your credit. Now your Bank will charge you about $25 - $45 for the check: remember they have to pay DHL / FedEx to transport your check along with other documents, plus they are in business. Get it?

Now for all they care, your check may be for an amount of between $100 to $200, especially if you are just starting out. If you get 10 - 20 checks in a year (yes you can be getting many checks from various affiliate programs) you might find yourself paying $250 - $900 for the year.

Now compare yourself with someone with a US Bank account. He gets paid by what they call ACH (Automated Clearing House) system. This is just an electronic fund transfer system initiated by individual account owners in US to pay others within a network of some banks in US / Canada. This takes just 2-3 days and bang, your money is in your US bank account. It is mostly free to go. In some case you pay a token. I pay $3 to receive ACH into my US Bank account. I live in Africa and I have access to my funds by use of the Card issued to me by the US bank. I can withdraw money daily at the ATM in my country, no problem! My problem is to make the money go into my US bank account:-

Also I can use my Card to buy things online, a privilege not enjoyed by many especially in the developing and under-developed countries.

Now you can see that it is a must for you to have a US bank account if you want to make and retain money from the Internet. But getting one is one of your greatest nightmare as a non-resident.

A non-resident refers to the non-US citizens, having no residential base in the country. It is generally put in to the use by the country's banking sector.

The banking laws as it concerns a non-resident is very strict. It is almost impossible if you do not know how to go about it. The thing is complex and complicated and most Banks will just avoid doing this for non-residents. For them it is a mine field which only a few have mastered. I spent 4 years researching this after I found myself in the above situation earlier mentioned. In my case I even had money trapped with PayPal, after opening my account in PayPal with a US mailing address (perfectly legal).

Now let us look briefly at how you can set up a US Bank account as non-resident of US.

First option is that you set up a company, incorporate one and have an office presence in the United States. Very expensive option you know. How many of us can afford this?

Second option is have someone do it for you for a fee ranging from $400-$800. Expensive also.

Third option is buy the info. They are a few good Reports that will show you how to do this by yourself. The price for the Reports ranges from $20 - $97. This was the option that I used to get my own US bank account.

Whichever option that you decide to follow is entirely up to you.

You can do some searching at a place like Google.

You could pay for the information or get a company or someone to do it for you at a fee. It depends on you and your pocket.

You need not to incorporate a US Company before you can get a US Bank account. That is an expensive approach.

So go ahead and get your own US Bank account now. Do not wait until tomorrow as the laws are constantly changing. What is possible today may not be possible tomorrow. ACT fast. Good Luck.


Godspower Daniel is an Internet Wealth Consultant, Writer and CEO - Ewealthsuccess.com. He has a Report about getting a US Bank account easily at: http://www.ewealthsuccess.com/us-bank.html

SitStayFetch: The Complete Guide To Stop Your Dogs Behavior Problems!

If you have been searching for good quality dog training books to train your unruly dog behavior, you probably will have searched through mountains of information and come across volume of dog training books that it is hard to tell the good from the bad.

A popular but inferior dog training book is not going to benefit you or your dog, neither is it easy to get excited when the book isn't all that great.

However, the good news is Daniel Stevens, a dog training expert, has released a book titled 'SitStayFetch' covering every aspect of dog training that you are ever likely to need. One of the easiest to follow dog behavior training books on the market, you will learned more from this resource than anything regarding dog training. In terms of quality, information and features, his book is at the top of the market.

What You Will Get In SitStayFetch

The hugely popular book is divided into nine chapters or over 150 pages chock full of all the latest dog training methods and techniques. One of the easiest to follow dog training books on the market, SitStayFetch gives tried and proven dog training programs to help you deal with a huge variety of dog problems, like:

* Aggression
* Biting, mouthing and nipping
* Poop eating or Coprophagia
* Chewing
* Digging
* Disobedience
* Shyness
* Off-leash problems
* Jealousy
* Dogs rivalries
* Excessive barking
* Travel problems
* Having more than one dog in the house
* Bad breath
* Cat and car chasing
* Hot weather and heatstroke
* Jumping on furniture and people
* Separation anxiety
* A death in the family

Jam-packed with information, including over 100 exclusive photos, SitStayFetch is also an excellent visual learning tool to take you step-by-step through your dog training process. The training techniques are also non-physical and teaches dog owners how to understand and communicate with their dogs effectively. Included within to help you further are also topics on:

Selecting, buying and raising a puppy or older dog

The best ways to care for your dog

The advantages and disadvantages of all the training method

How to understand your dog through body language, facial expressions and the impact of wolf instincts

How to train your dog virtually any command and tricks including Come, Hold, Leave, Seek, Beg, Catch, Crawl, and even climb ladders!

The best methods to train your dog, including the latest thing in dog training dog whispering!

Plus Training Commands and Tricks Explained in SitStayFetch:

Come (Recall)
Roll Over
Okay and No
Training Program
Hold and Leave
Advanced Seek (Find)
Sit and Stay
Advanced Sit and Stay
Beg
Down (Drop)
Fetch (Retrieve)
Heel Stage 1 - 3
Catch
Shake
Climb
Stand
Crawl
Wait
Jump

In addition to this fabulous dog training book package includes 5 bonuses when you get SitStayFetch.

These include 4 bonus mini booklets titled:

1. Dog Grooming Made Easy
2. Tips On How To Security Train Your Dog
3. All The House Training Methods And Tricks
4. Secrets To Becoming The Alpha Dog

.. and the fifth bonus -- a free online email consultation to customers who may have specific problems or concerns to address. This is particularly useful if you are having difficulty with a command or have a particular dog problem that you are struggling with, or even a unique problem that is not covered in this comprehensive book package.

SitStayFetch is highly recommended if you have a dog of any age or breed that you want to train successfully. The information is so simple to comprehend, and apply; many dog owners have enjoyed extremely fast results with this book and gave their testimonials on SitStayFetch as indeed the best and also one of the most comprehensive dog training books available on the market.

James Lee is a dog lover who has benefited from the SitStayFetch book. For more information, please visit: http://www.DogTrainingClassroom.com/best-dog-training-book.html.

Dog Grooming Tips

Many people overlook the importance of grooming their dog to their overall health and well-being. Grooming is an essential part of caring for your dog, and should be done on a regular basis for the best results. Some of the benefits your pet will reap are increased skin oils resulting in a beautiful, healthy coat, a decrease in skin problems, less shedding around the house and car, and a more obedient pet, just to name a few.

You will need plenty of patience to groom and style your dog if you plan to do it on a regular basis, especially if it does not like this type of treatment. You will need to learn a few tips, ideas, and professional hints on grooming your pet if you ever want your pet to have show quality care by you. A knowledgeable professional pet groomer will be able to give you advice on not just how to groom your dog, but on how to care for your dog as well. You will be pleased to find out that qualified, experienced pet groomers offer seminars for advice and trimming demonstrations for your dog.

It is a good idea to start using environmentally safe and animal friendly (non-toxic) substitutes when grooming your dog. You must groom your dog's whole body including the legs, tail, and underbody if you want to do it right. You must groom certain dogs from the skin outward to truly be effective in taking care of their coat of hair and keeping it healthy. Comb through the unseen healthy hair and remove the shedding hair; this is what most groomers do first before cutting your pet's coat. You must groom some animals all at once, while some other animals have so much hair that it is easier to do a little at a time each day.

You know your dog is well-mannered when it will sit still and allow you or a professional to perform regular grooming and maintenance without any fuss. The more often you groom your dog, the better he will be at receiving your attentions and responding to your commands. This will also strengthen the bond between you.

Last but not least, you might want to rethink your choice to get a dog if you are not ready to handle all the responsibility of grooming and feeding one. If you don't have the time or the desire to do it yourself, than its time to call the professionals. Yours dog will love you for it, and you'll feel great about it too.

You can get more pet grooming tips by visiting my site at http://www.pet-grooming-boarding.info

George Mello